Insurance

Using Insurance to Pay for Services

For the convenience of our clients, Chesapeake Bay Psychological Services has contracts with several major private health insurance companies and will submit claims to insurance companies with whose networks we participate on behalf of our clients. However, clients retain full responsibility to pay for all services rendered, including services not covered by the client's insurance policy and claims denied by the insurance company. (For current information regarding our rates, see our New Client Packet.)

The following insurance companies include our licensed clinicians in the network for at least some policies:

Please note: Finding your insurance carrier in the list below does not guarantee that your insurance company will reimburse Chesapeake Bay Psychological Services. Likewise, not finding your carrier in the list below does not necessarily mean that your insurance company will not reimburse Chesapeake Bay Psychological Services. The matter is complicated by the fact that health insurance companies often subcontract management of some or all of their customers' mental (or "behavioral") health benefits to a different company. Thus, the best way to determine whether or not you can use your insurance to pay for services at Chesapeake Bay Psychological Services is to call your insurance carrier.

United Behavioral Health (has contracts with United Healthcare, OneNet/Alliance, MAMSI, Optimum Choice, M.D.IPA, Coventry, and others)
Magellan (has contracts with Carefirst Blue Cross/Blue Shield, BlueChoice, BluePreferred, and others)
Value Options
APS
PHCS and MultiPlan
MHNet (has a contract with Coventry)
Tricare
Remember that even if your insurance is not listed here, we can accept your insurance if you have out-of-network benefits.

Many insurance carriers require psychological services to be preauthorized, so clients expecting to use insurance to pay for services should call the insurance carrier prior to the first appointment. During that call, clients should be sure to verify benefits, copayment amounts, our participation in the insurance network, and preauthorization for outpatient mental health services if preauthorization is required. The appropriate number to call is usually listed on the back of the insurance card as the number for behavioral or mental health, “preauthorization,” or “precertification;” otherwise, call the main number on the card. If you need assistance dealing with your insurance company, please contact Judy Parks at our billing agency, JMP Medical Services, by calling 410-893-7266.